%PDF-1.7 1 0 obj << /Type /Catalog /Outlines 2 0 R /Pages 3 0 R >> endobj 2 0 obj << /Type /Outlines /Count 0 >> endobj 3 0 obj << /Type /Pages /Kids [6 0 R 27 0 R ] /Count 2 /Resources << /ProcSet 4 0 R /Font << /F1 8 0 R /F2 9 0 R /F3 14 0 R >> /XObject << /I1 10 0 R /I2 11 0 R >> /ExtGState << /GS1 15 0 R /GS2 16 0 R >> >> /MediaBox [0.000 0.000 612.000 792.000] >> endobj 4 0 obj [/PDF /Text /ImageC ] endobj 5 0 obj << /Producer (dompdf 2.0.4 + CPDF) /CreationDate (D:20240920113716-04'00') /ModDate (D:20240920113716-04'00') /Title (View PDF) >> endobj 6 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 12 0 R 17 0 R 19 0 R 21 0 R 23 0 R 25 0 R ] /Contents 7 0 R >> endobj 7 0 obj << /Filter /FlateDecode /Length 2098 >> stream xXrܸ}M%U#>:le{7Wjk0$fH$H9 p.BcTQ8}tC_q0$A$ ((tRыۘ^.( VM'9ʣ =Yğ7 n~gMKR/hgQ],(a켖;hYki#i$ uIǔX3y3_'110 }E/Fd?vb'W#mW4A?jO_O=ۏt|Gf&h0ٓ-]x*<'FE?Ӕׂ=sU΍X^d'4Ty';I욒+C}GsFzayڲ%=;鳦2JmE*e@> *h*y٭ېGF <؛GSұeU^#LڊRE Hhǿw}(H2j' C+In8;),jUMfԍoH v}ֻ o-SN7d*B5j7P57KQfil&SN2X:B_]Y~Ćͤ7: Zh0|#["~mˌz;֒ _T!HVHOCKz4z̀\'g,]?~of}݌TLq=hiPֽj* o3l5nVO[0Ժ-RyZD7cM[]evF! h'GڳXAwz)+2[9'A޲F:դQ'FÖF5Z0QK: %N}Y/mi#a=XJ,W])L LCB*Zw-3Z'AQW9KyW`Rq^ޡK5mZ8Lk $ w,x\ϹīK,2?/J7 4Mˤ{c'p@>ko+K7IBLqRDq٬l/9+(Y;Uv?+^llt,:&U^5NP`rk)V.r~r :H*zPQ7] G(3$vXC},ˏi㵵ؔ-WxsjdžXPL;2}1$Ǘz;RMgn5z A^1? \7WyZ,Vw7./I2A{''iQAAKLr׀|:@{56pH{ P0Aw(y4°q?J|Ay{îy֗T'>;rN M w'7ZlED^\avSk \ α͕+݉6Ϝ3(Qb7Uwޣw1k82?_(*P'}%gT{;O dGo1{Mq):o<(c{+s6ye͹mĞM@Ah5g+[%*su;"X\&_@k MI endstream endobj 8 0 obj << /Type /Font /Subtype /Type1 /Name /F1 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 9 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Times-Bold /Encoding /WinAnsiEncoding >> endobj 10 0 obj << /Type /XObject /Subtype /Image /Width 304 /Height 78 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 304 /BitsPerComponent 8>> /ColorSpace /DeviceGray /BitsPerComponent 8 /Length 4285>> stream xy|Ek& ;!7 $ppSEQ^.xP(D"¡Q9 I d03:;=3BxzoWW?]U=nv.vjKLT nMgohA BVb) Tõ;LI SϙR_Rn &DkwzѤ.X =Ig5Amh;-Y:d30w+ &ֵa߄"BRljr[Lo.xb`?*ᵉ5;Xz:ηZk2r7˞ S0?{FSwyVp<3mnuJaQ1ljӝ Kk嶼aEvTQhd7W-P0iMTϱ >XxZZN^XԡSNq,);!A|Ask壗F&{ˀOtj~j>/N=ڡ9+"oeT#15-,5]\)Hm[ʼn1njFcUU,)_S[3pG) r˟u|h٠l׽*QO*m2 9'lgLsse2g%T+x-v,Č*dr`y~ȹ 椙lq&=̕dVQCEדzf*TIXvyix(ᄃ#ta3ML7(Ԯ̄Pv`#`I# ؙPWv8< F^sa:ٴZ9Lָn7;u/>'A!Ѱ°+b-a%%²Ѣ]*lD;:JX.$<*i ,d:dTA3w s3lY旮]&uuSZȈ E+h'>lrœ}_Ư,:{\ ̞3GsKqkgvϻp|͸,0}ԭV|ʻ]v$ uS$ac뫂[[{~r`< G-wp% ՄXy[I@%XZsO {,Wq콖÷( ,b,m/;DEVõ*x $ x=\7JTuZ{4ͷ}c+O-1_W~h@p4KZ%o@3֛@XVTe94ob#pc_g2kt1o.tX<ψZV'eM%ـ6` _RpH q3>7"7<6uP 5`w}]^`8*Gx˜7VʠY*72Y`o;LI"YTڕyv~{*bqqtEqwVJ-^nV#1?<.$GͿ.&'1y1Z<Em$ppx$`]pC«bHٟK=G%tR Uvep&x{;w##ԀE ,Uغs@̐8{)F%0pxc!݇#h"So-TR1ZݠAU.XK"eU3nf"},|3}裠,n40Sns:HSN$X&`elS`>;SV ~qf0Xp50 bE J[-IJC˲Ühlm+`ƍ.y 0_[5:hEML~G^ʢ\fDlzv_F`>Y򴯴46 ::`TzQjI2TOr'.~ۀiXL7WT]ZG`:?'02Fa&Nn=0Ʋf|I r.Y!0Kqo;1R&4-Wک-"_|S"Zπ9NV.à.œS~\U^cӭ? j5[ł\y=*~H&lZ рߕ$`pXCd|<c mr ,'m$xq8.?ڔY%lRC|C9G  v/_k/c3]W;0;dlu\ף.~gp6U"Xn_5+7oϥ'ݷk©76d\/5L,ٝ3/Pbl#rG煻O^5YF+Yl;OǦ}M]wj~)t|so9:)t1{5u0k L Zx{ w_Ϫ4g4}?fKEvWi+# siM30.,ixxYjVլf5YI&d0T-T FOźS@Ё$f%RX6}zfj/8cM^}NOK[3S/}7L gb-&盛#|n&P8>ijYպ!Zh~6y(W5CڀE:u]JYmQd~ ;mߵ'<4Mv)G9I[}C\*$sHj0Bl n~R ,!t00t*\5W࣢kZTT^w[6k F!2@D }C&#"H`|(0P4+n֞4 p3 `` VڇidW?#b#SqlUs=;/rW`!GIz7 ' 0i?wa(y2{`:OKE-` 2& k%|m-X1V(y2"$4oC[ўY3׿aw$RS@cEF\ )ۈE~Cף)0gpb`˜qs`u(S-㿩3Cw& M, !?#x2`"76G)f@{kM~|7OWB?+BL~װ  EjaW>o1'> ګ endstream endobj 11 0 obj << /Type /XObject /Subtype /Image /Width 304 /Height 78 /SMask 10 0 R /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 3 /Columns 304 /BitsPerComponent 8>> /ColorSpace /DeviceRGB /BitsPerComponent 8 /Length 7576>> stream x]leuks/g3,ΐt4*7ҌXRCʈmC>>&-ˠ4ҌȊd,7Ա<$Chї5W9^9Bsu>}Y{>OX`vG8t%Ωˤ[1MsjqIWCGӨQ/2LC1O5VBqf?H7jXnx6h~0)n؆B';L `8 Iǟj<݈An1CmɐB ra9 ^@ oс t@[sJrU` в!/ W!(((A Pqai>f 8YA`7A !PU5 f/0se9Q~u'AA 5XDB&H `u!OKTl?[[=>{1$$g@ @ȉ6!^Ԅ R 9ũMlMa)QLBOPCM b")H͘[dGk9=+* JPS)>!0Ŧ|6߆N C<15 xW4@E^Qg_ 3qPY:7Z3  ~.f1 @"*>c<W7\?v%*'.=3r˘!(=>1 AE'H*+_ñw i@`{)TR)Pg{?G\InO@ee8S1)Ƽ- HlWGI=~Ч9963$ &xbgzATob~XiP~qJXXK J\w2']Tj4H/nqHGjd+44A*`LB8_P18# P1z{ҷc^-MS#b.` bC0 80>o7uG0koxg"HQQkng_Geev\Zی2=N~E^oWx.CV^=3'{3~_mϿwRc \k[˭;n'#d&`ƵDV\ۗjY=DL1)?`TM4;DB\sTBY=+n_~fT_M5&ї!o&C,t$O 4_ LtD E'>/LyRG#D 2Ix7'֜{PǾc<׍R h4-6cHfo --BF9{S!axi3f!_)Q~\_,+E˷v[L n9x\. Q8T/) 癙K@nl8n"^hE_|\4ez4vnKqےD!vN2] ;R(`hgRc~9c)ǐ v~h %`AB&z,jb^Ă`/: $}M ˡANϑVN,uEZtJٹn2TH7_'srMV ^dגݾY6zrbe*Gݧb XJOj%9ҧ/J:7E1]1A>3O9>=>75,ׅj@S =(Zǃ$6v>-0ijٕO/ճܼa>'궘o8%{fC?AxetŵdWKs.0{wDK8T%Ot5' \.L xwx9.Fsʘ ŽHilakqAڽu}!oLAjA1 Ytdb3qcyyxh薢!.b&|G hm󫷹7jL{-tURʰxNbi,i9M˷ |80"eiW5Uo8 #лGPS5SC654fHhr4US1DbA`F;a}//Ӫma@5~C; ,m"(>ŝHrViX_IC.3;Ǚ@xs}tzi]( |{cczjQ$7 hṳE +GxHĴr}|% m^) ,LU.K#µ^:Yl-Yz-Gٗd3Ǚ5|{PNG82ÅRUMxGuH;8C,Ѥ9jcc&Wc_릝cOe-T/Gx$XA`"l zvVɦw)OPf`}Fm1߯vckƞnI s,JL$hJD$' d1 $R\[}X'\d_Aن5 6Ez'yL9K/7o㘬Uk12h@$1s"J9ƙL2 4(MMyw3=OgKDc9cAxl F'=Q㉧=sH{uSkh\8a'vu.H1;@oK9Kw avѴ,E‚ zA@iyߢG2V?oW+iU59^U:dE3lI4A*%ɌIN2IngK"hL.o/^ޓZہ6⥑%Y5C+|e}:" BiE|LUw̙ xD-&ςXk^a3L[iʕ-?:"ΒVuvF2#;Vyf9Y/;έ8JTw8Ǵ`ޱ"zE/Y~lz`;m\Ǔ5쿖uŖUe X7X9YvG\f&Zm@ :}++;CYQ/0ћM|ʑ?|c>1-NYŨ[#8[ی,~wU*; [4phtS>®ٞm/*ѥ鴥_Ԭi?39J9ʺ9;<NbCqzck*o,yRHiƫRN I,ڔ]v򁥇MO޻k+4H$@$ģB`xAذ9?8i:r3$l1beMJ˼ 錻yF튙C݋`V-W9wfkq[>N,la#sPV=}02 "qF/-ϣ?{$\| 3ak<;xR1,&` < ( ,6Yq<(Q#FXS؍*l 'TwX=IWxK= e*)Y4**M*Wf׵2|+ȳt8pL,Y익^݈!fZ+Vd/Nv*rxyc̡diHCyTٰm s]nef8r4Hqwڹ 3:SJ.q fj`=  LѢÇU؞YDl7eT(3)RBտmM͠Nz5/(U*]ⱝ+|U guZJ[f5Oe*Ezh|\{+IT@ۗ8 (+{y8Nb+ࣀ"XhKLbgE7M8iFѬA)ztHϷ܊k5/ a}MS jd} vо,$+]\R~yH K:P z#0,|3 /5p8C wۍm21eG׸Yjj;:J8)Z#P̌< B+zԮy ɔ4!*Z\坲eBe$!!ϯ@Ώnqˣ֑Q1trFG&b6g0iV"CSdvE`kJYc1[U1W/AJT#R“11p1FXsT( RdAe`}9Z! zm ǼbrPyz ہ e9pEy>dy!!EsK )+$E>\~š 4ګM~'Hjye!v֘ɬif XY8` qsݦ#gJV.Hǻ.0;f(A& Z<91fqgo2k N%Z=cvq xbjޝ;.pyHGcX%&.*Mi?CNxR*I@_OM2* E9_V?_IòG6ER@-H? endstream endobj 12 0 obj << /Type /Annot /Subtype /Link /A 13 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 646.6843 82.0157 694.6843 ] >> endobj 13 0 obj << /Type /Action /S /URI /URI (/print/pdf/node/17096) >> endobj 14 0 obj << /Type /Font /Subtype /Type1 /Name /F3 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 15 0 obj << /Type /ExtGState /BM /Normal /ca 0 >> endobj 16 0 obj << /Type /ExtGState /BM /Normal /ca 1 >> endobj 17 0 obj << /Type /Annot /Subtype /Link /A 18 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 637.8115 144.6677 649.6915 ] >> endobj 18 0 obj << /Type /Action /S /URI /URI (/insights/auto-physical-damage-0) >> endobj 19 0 obj << /Type /Annot /Subtype /Link /A 20 0 R /Border [0 0 0] /H /I /Rect [ 183.9917 302.2915 551.2757 314.1715 ] >> endobj 20 0 obj << /Type /Action /S /URI /URI (https://fortune.com/2021/04/20/restaurants-food-delivery-apps-fees-commission-doordash-uber-eats-grubhub/) >> endobj 21 0 obj << /Type /Annot /Subtype /Link /A 22 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 245.2675 323.9357 257.1475 ] >> endobj 22 0 obj << /Type /Action /S /URI /URI (https://www.mpower.mitchell.com/virtual-claims-estimating-trends/) >> endobj 23 0 obj << /Type /Annot /Subtype /Link /A 24 0 R /Border [0 0 0] /H /I /Rect [ 255.3197 202.4995 394.6637 214.3795 ] >> endobj 24 0 obj << /Type /Action /S /URI /URI (http://images.solutions.lexisnexis.com/Web/LexisNexis/%7Bf723aa35-bbe7-4b1e-8697-8508dea69a01%7D_2021_Future_of_Claims_Study.pdf) >> endobj 25 0 obj << /Type /Annot /Subtype /Link /A 26 0 R /Border [0 0 0] /H /I /Rect [ 166.9877 65.6995 559.9517 77.5795 ] >> endobj 26 0 obj << /Type /Action /S /URI /URI (https://techcrunch.com/2020/05/28/meditation-and-mindfulness-apps-continue-their-surge-amid-pandemic/) >> endobj 27 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 29 0 R 31 0 R 33 0 R 35 0 R 37 0 R 39 0 R 41 0 R 43 0 R ] /Contents 28 0 R >> endobj 28 0 obj << /Filter /FlateDecode /Length 2357 >> stream xX˒ܶW`Th>^J#R8& D7 jBO/s.f,L[s_瞋4IӔ]~i/;,nROG$Ͷl&ݞ=6o3IfRogѾeznEFr=p{f4OW ^IJI5f%=e<-Њd߳eEw35]׽[9r"O|mu#:Y>^^Ň^X)t-5B{ ?X#z|cÙNK3M TV&vwtA\ΜXDtj:܃XՄM#=pllf< a NR 縍K̲sIO|Ōe?s{sDz 7~Rk?HF!-넦djW]dYն'&3H/kop?'.) |5 > }v1`McHe7e)wWINGyq#C+jI-F-p0]{_֌>^0$ȍ9n.GLMǛ&PgIScl[XA,O >OEܣxD8*hBN\#`y%!@N1|)+о=;s Q@h(&Q@7M\|.AGB88~~,3d]͐\V9Dy<3% zC :!B+A-%Wtuml\mwko|׏I$+ حm^V9SP*C  d܉FIG@m8~]Phɣ&Ǯ5Ԅxh8BPxH8"uI JiG0TPFžD ={͡xF Vie;7EE1H?´7և:0Жܤ- !q>Bt=;@3x$(Z'8'F.?.0ma2@3%-^ ol!T@a$P-+;%UCI ejI2׎$^M_%=uȅA c 1iS vQņW$ai3 t u 4@T# p&]1!w)do~ڜD b<x ]Wn\A1p(7Ljjȹ05p52&CϧA롫(rf> &M@m(rYGm׽Y>E$,ĸK!è_FuDW&^SPLA# 5n> endobj 30 0 obj << /Type /Action /S /URI /URI (https://techcrunch.com/2020/05/28/meditation-and-mindfulness-apps-continue-their-surge-amid-pandemic/) >> endobj 31 0 obj << /Type /Annot /Subtype /Link /A 32 0 R /Border [0 0 0] /H /I /Rect [ 88.3397 673.0315 208.6757 684.9115 ] >> endobj 32 0 obj << /Type /Action /S /URI /URI (https://www.vox.com/22596341/simone-biles-withdrawal-osaka-olympics-mental-health) >> endobj 33 0 obj << /Type /Annot /Subtype /Link /A 34 0 R /Border [0 0 0] /H /I /Rect [ 361.6037 644.5195 489.8957 656.3995 ] >> endobj 34 0 obj << /Type /Action /S /URI /URI (https://www.genexservices.com/blog/the-truth-about-mental-health-and-claim-costs) >> endobj 35 0 obj << /Type /Annot /Subtype /Link /A 36 0 R /Border [0 0 0] /H /I /Rect [ 324.9917 601.7515 429.9677 613.6315 ] >> endobj 36 0 obj << /Type /Action /S /URI /URI (https://www.mpower.mitchell.com/mental-health-comorbidity-pharmacy/) >> endobj 37 0 obj << /Type /Annot /Subtype /Link /A 38 0 R /Border [0 0 0] /H /I /Rect [ 304.9517 587.4955 374.6237 599.3755 ] >> endobj 38 0 obj << /Type /Action /S /URI /URI (https://www.fastcompany.com/90638988/why-mental-health-awareness-is-here-to-stay) >> endobj 39 0 obj << /Type /Annot /Subtype /Link /A 40 0 R /Border [0 0 0] /H /I /Rect [ 470.5517 464.9515 561.2117 476.8315 ] >> endobj 40 0 obj << /Type /Action /S /URI /URI (https://www.wsj.com/articles/pandemic-supercharged-changes-in-where-americans-live-11619536399?mod=article_inline) >> endobj 41 0 obj << /Type /Annot /Subtype /Link /A 42 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 450.6955 502.9877 462.5755 ] >> endobj 42 0 obj << /Type /Action /S /URI /URI (https://www.wsj.com/articles/pandemic-supercharged-changes-in-where-americans-live-11619536399?mod=article_inline) >> endobj 43 0 obj << /Type /Annot /Subtype /Link /A 44 0 R /Border [0 0 0] /H /I /Rect [ 317.3117 422.1835 521.6117 434.0635 ] >> endobj 44 0 obj << /Type /Action /S /URI /URI (https://www.businesswire.com/news/home/20210625005063/en/J.D.-Power-and-LMC-Automotive-U.S.-Automotive-Forecast-for-June-2021) >> endobj xref 0 45 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000382 00000 n 0000000419 00000 n 0000000596 00000 n 0000000753 00000 n 0000002924 00000 n 0000003033 00000 n 0000003141 00000 n 0000007671 00000 n 0000015505 00000 n 0000015631 00000 n 0000015704 00000 n 0000015814 00000 n 0000015871 00000 n 0000015928 00000 n 0000016055 00000 n 0000016139 00000 n 0000016267 00000 n 0000016424 00000 n 0000016551 00000 n 0000016668 00000 n 0000016796 00000 n 0000016976 00000 n 0000017102 00000 n 0000017255 00000 n 0000017428 00000 n 0000019859 00000 n 0000019986 00000 n 0000020139 00000 n 0000020266 00000 n 0000020399 00000 n 0000020527 00000 n 0000020659 00000 n 0000020787 00000 n 0000020906 00000 n 0000021034 00000 n 0000021166 00000 n 0000021294 00000 n 0000021459 00000 n 0000021586 00000 n 0000021751 00000 n 0000021879 00000 n trailer << /Size 45 /Root 1 0 R /Info 5 0 R /ID[<75e7aa52e527488a2daa82e91bd4ad37><75e7aa52e527488a2daa82e91bd4ad37>] >> startxref 22056 %%EOF